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At 1st Bergen Federal Credit Union at Ocean Inc., You're a Member, not a Number

A credit union is a not-for-profit financial institution, whose focus is serving the financial needs of its members rather than making a profit. A credit union typically offers higher rates on savings, fewer fees, and lower rates on loans.

Unlike a bank, there are no outside stockholders. Credit unions exist exclusively to promote the financial well-being of their members, including those of modest means, through a system that is:

• Cooperative

• Member-owned (members have votes)

• Volunteer directed

• Not-for-profit (This helps credit unions offer competitive interest rates on deposits and loans)

At 1st Bergen Federal Credit Union at Ocean Inc., you're a member, not a number.

Nancy Costello, the Ocean Inc. Member Services Representative can be reached via phone at (201) 968-0202 Ext. 7087 or via email at

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