A credit union is a not-for-profit financial institution, whose focus is serving the financial needs of its members rather than making a profit. A credit union typically offers higher rates on savings, fewer fees, and lower rates on loans.
Unlike a bank, there are no outside stockholders. Credit unions exist exclusively to promote the financial well-being of their members, including those of modest means, through a system that is:
• Cooperative
• Member-owned (members have votes)
• Volunteer directed
• Not-for-profit (This helps credit unions offer competitive interest rates on deposits and loans)
At 1st Bergen Federal Credit Union at Ocean Inc., you're a member, not a number.
Nancy Costello, the Ocean Inc. Member Services Representative can be reached via phone at (201) 968-0202 Ext. 7087 or via email at ncostello@oceaninc.org.
To learn more about becoming a member at the 1st Bergen Federal Credit Union at Ocean Inc., visit the agency webpage at: https://www.oceaninc.org/creditunion
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