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At 1st Bergen Federal Credit Union at Ocean Inc., You're a Member, not a Number

Updated: 2 days ago

A credit union is a not-for-profit financial institution, whose focus is serving the financial needs of its members rather than making a profit. A credit union typically offers higher rates on savings, fewer fees, and lower rates on loans. 


Unlike a bank, there are no outside stockholders. Credit unions exist exclusively to promote the financial well-being of their members, including those of modest means, through a system that is: 


• Cooperative 

• Member-owned (members have votes) 

• Volunteer directed 

• Not-for-profit (This helps credit unions offer competitive interest rates on deposits and loans) 


At 1st Bergen Federal Credit Union at Ocean Inc., you're a member, not a number. 


Nancy Costello, the Ocean Inc. Member Services Representative can be reached via phone at (201) 968-0202 Ext. 7087 or via email at


To learn more about becoming a member at the 1st Bergen Federal Credit Union at Ocean Inc., visit the agency webpage at:


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